USMA provides a quick way to ensure your insurance will actually cover what you think it does when something you think won't ever happen actually happens...
Whew, that's a mouthful. And if you've ever read your insurance policy then you probably know it's also a mouthful of legal and insurance jargon as well. Don't feel bad if you haven't read it. The majority of us haven't. When it comes to insurance it's often a case of "fact" vs. "feeling". You have an insurance policy stuffed in a cabinet somewhere, so you're insured and that can "feel" good. But then you're trailer tragically burns to the ground while traveling to a race. After filing an insurance claim you discover the "fact" that the insurance policy doesn't actually cover any of the contents inside your trailer. Sadly, this is a true story that's happened many times. Suddenly the facts don't feel so good.
Do you know the number one issue people raise when it comes to insurance? It's not the price, despite what the lizard might tell you he can save you in 15 minutes or less. A good agent can find a good price. The number one issue is denied claims. Finding out after something happens that you actually aren't covered for it. So how can we be sure we're properly covered without spending a lot of time that we don't have reading through our policies?
Let the USMA read it for you! The USMA's expert insurance team will review your policy at no cost to you as a service of the Association. There is no cost and no obligation for those that qualify. Our team combines a deep knowledge of both the unique racing environment and can provide best options for insuring this crazy game of racing that we all invest so much time, energy and money into. Simply put, we're able to see what others may not see and offer suggestions and solutions that are a right-fit for your racing activity.